Supplemental Security Income (SSI)
You need to apply for Supplemental Security Income (SSI) by calling 800-772-1213. This program guarantees a minimum monthly income if you are over 65, blind, or disabled for 12 months or longer and determined to have limited income and resources. The Social Security officer will arrange a telephone interview with your local Social Security district office. After you have completed your telephone interview, the Social Security worker will mail you a "Disability Report" which you will need to complete and return. Iowa provides Medicaid coverage when you qualify for Supplemental Security Income (SSI), but you must apply for Medicaid separately.
Supplemental Security Disability Insurance (SSDI)
You need to apply for Supplemental Security Disability Insurance (SSDI) by calling 800-772- 1213. This program may provide you with a monthly cash benefit if you are considered disabled for 12 months or longer and have earned enough work credits. Your monthly payment is based on your age, years of employment and salary.
The Social Security Officer will arrange a telephone interview with your local Social Security
District office. After completing your telephone interview with the Social Security worker, they
will send you a copy of the information that you provided. If you remain on Supplemental
Security Disability Insurance (SSDI) for 24 months, you will qualify for Medicare beginning the
25th month.
Medicare
Medicare is a federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and certain disabled people. Local Social Security Administration offices take applications for Medicare and provide information about the program.
Medicare has two parts - hospital insurance and medical insurance. Hospital insurance helps pay for inpatient hospital care and certain follow-up care. Medical insurance helps pay for your doctor's services and many other medical services and items.
Medicaid
In Iowa, there are many different medical assistance programs. To quality, you must be either under age 21, pregnant, blind, disabled, over age 65, or a caretaker relative for a dependent child under age 18. Medicaid may cover physician charges, dentist charges, prescription drugs, hospitals, chiropractors, optometrists, physical therapy, nursing home care, and psychologists. Medically Needy is a program in Iowa designed for people who meet the basic eligibility criteria for Medicaid and who have resources and income that are limited, but that exceed the guidelines for Family Investment Program and Supplemental Security Insurance (SSI). To apply, contact your Medicaid department and the local Department of Human Services in your county. If you are denied Medicaid, you may qualify for another Iowa program called lowaCare.
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